Reserve fund
We compare the money actually available with the expected maintenance burden. A fund that is too low often leads to a special assessment or higher monthly contributions after purchase.
AI-powered VvE analysis for apartment buyers
VvE quickscan before you buy an apartment
Upload the VvE documents and find likely extra costs, deferred maintenance and important decisions from the minutes before you bid or sign.
No account required · Usually within 5 minutes · Documents processed in the EU
What you find out
What does Koopscan check?
Fast answers to the questions that can cost you money or freedom after you buy.
- Is the reserve fund sufficient?
- Is major maintenance coming up?
- Is the VvE active and financially healthy?
- Which decisions, disputes and complaints are in the minutes?
- What should you ask before you buy?
Long-term maintenance plan (MJOP)
An MJOP shows planned work and when funding will be needed. If it is missing or outdated, future costs are hard to judge.
Meeting minutes
We read the owners’ meeting minutes for approved decisions, legal disputes and complaints, and quote them verbatim with the page number, so you see what is going on before you join.
Governance
We look for recent owners’ meetings and signals of an inactive VvE. An inactive VvE can raise questions during financing and makes maintenance decisions harder later on.
How it works
Upload documents. Get clarity. Buy with confidence.
Step 01
Upload your VvE documents
The accounts, MJOP and meeting minutes are most useful. If you don’t have everything yet, you can still start with what you have.
Step 02
AI reads them
Koopscan extracts financial health, maintenance obligations, governance status and decisions from the minutes automatically.
Step 03
Receive a clear risk report
You receive a plain-language summary with a risk score, key findings and action points, usually within 5 minutes.
Before you bid
Want to know where the VvE is vulnerable?
Start the scan as soon as you have the documents. Use the report to ask focused questions before you commit.
Sample output
What the report looks like
Risk score, reserve analysis, maintenance forecast, decisions from the minutes, and action points.
Risk scoreFinancial healthMinutes: decisions & disputesMaintenance forecast
- Reserves and maintenance pressure explained per apartment
- Signals of an active or inactive VvE
- Decisions, disputes and complaints from the minutes, with page numbers
- Concrete action points for further checks
Frequently asked questions
What buyers usually want to know first
How is this different from a VvE quickscan for a board?
A board-level quickscan usually assesses the association as a management or policy question. Koopscan is for apartment buyers. It focuses on the risks to the person about to sign: special assessments, decisions and disputes in the minutes, deferred maintenance and signs of an inactive VvE.
Which documents do I need?
The latest accounts or balance sheet, the long-term maintenance plan (MJOP) and recent meeting minutes are most useful. You can still start without every document, but more documents provide a fuller picture of funding, maintenance and VvE decisions.
Is this legal advice?
No. This is an informational report to help you understand VvE documents faster. For legal certainty, interpretation of clauses or advice on your purchase agreement, consult a Dutch notary or legal adviser.
How long does it take?
Most reports are ready within 5 minutes. Poorly scanned documents or a large number of attachments can take a little longer.
What happens to my documents?
Your documents are processed on EU infrastructure and used only to create your report. We do not share them with third parties.
Ready to start?
You only have a few days to assess the VvE. Use them well.
VvE documents often arrive late as a stack of PDFs. Let the red flags be summarised first, then decide what needs a human review.